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Is there a low-risk way to avoid running out of money in retirement?

CNNMONEY

I plan to invest half of my savings in a Standard & Poor's 500 index fund, half in a total bond market index fund, withdraw 3.5% the first year of retirement and then adjust that amount annually for inflation. Is this a low-risk way to ensure my money will last throughout a long retirement?—J.R.
I can't guarantee that you won't outlive your money if you follow your plan. But I do think that if you embark on retirement with your strategy a ...

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